SumUp connection

A loyalty card connected to SumUp: the customer pays, their points are added

Your customer pays by card on your SumUp terminal, then still has to take out their loyalty card. During a rush, some forget, and their points are lost.

With Cartia, paying is enough. Cartia reads the payment from SumUp, recognizes the customer’s bank card and adds their points or stamps to their Apple Wallet or Google Wallet card within a minute. After the first visit, a card payment needs no scan.

How it works, from the first visit to the tenth

  1. The customer pays by card, as usual

    Bank card, Apple Pay or Google Pay, on your SumUp terminal. Nothing changes for them or for you.

  2. The first time, you scan their Cartia card

    You scan their loyalty card and enter the receipt amount. With automatic linking, which we switch on with you, Cartia finds the SumUp payment for that amount, made a moment ago, and links their bank card to their customer record. Their points are added, once.

  3. After that, it’s automatic

    They pay with the same card: Cartia recognizes it and adds their points on its own, within a minute. Their Wallet card updates on their phone.

  4. They show their card anyway? No double count

    You can scan it: if the payment’s points are already counted, Cartia tells you. The same payment never credits twice.

The rules, with no surprises

Points or stamps
Your program applies as is: points per unit of currency paid (euro, pound, dollar…), or a number of stamps per visit.
Cash payment
Nothing changes: you scan the customer’s card, as before.
Refund at SumUp
The points credited by that payment are removed, never going below zero.
New bank card
One scan with the amount links it to the record. A record can hold several cards, for a couple or a family.
Added by the customer
If you switch it on, customers can link a card themselves from the back of their loyalty card, by giving the amount and last 4 digits of a recent payment.
Before the connection
Cartia reads no earlier payment: only payments made after activation count.

What Cartia receives, and what it never receives

What SumUp sends to Cartia

  • The amount and time of the payment
  • The last 4 digits of the card, for display
  • A card fingerprint (PAR), which Cartia hashes right away

What stays with the bank and SumUp

  • The full card number
  • The expiry date and security code
  • Any way to pay with the card

What about other point-of-sale systems?

SumUp is the only direct payment connection available today. For SumUp POS Pro (formerly Tiller), Zettle, Zelty, Square and Tactill, the connection is built at the business owner’s request. Without a connected system, scanning at the counter remains the basic gesture, and it works even without a network on the Pro and Business plans. The offline counter

Frequently asked questions

Loyalty cards and SumUp: your questions

Is there a loyalty card that adds points when customers pay with SumUp?

Yes. Cartia connects to the SumUp card terminal: when a customer pays by bank card, their points or stamps are added to their Apple Wallet or Google Wallet loyalty card automatically, within a minute, without them taking it out. The first time, you scan their Cartia card and enter the receipt amount: Cartia finds the SumUp payment and recognizes their bank card for next time (automatic linking, set up with you). A cash payment is credited with a scan, as before. Cartia never stores a card number. The connection is opened on request, on the Pro and Business plans: we set it up with you, then you switch it on in your settings.

Does my customer need to install SumUp Local or an app?

No. Their loyalty card lives in Apple Wallet or Google Wallet, already on their phone. There is no app to install, no account to create and no bank card to register in an app.

What if the customer pays in cash?

You scan their loyalty card at the counter, as before: their points are added.

Does Cartia see my customers’ card numbers?

No. The full number stays with the bank and SumUp. Cartia receives the amount, the time, the last 4 digits and a card fingerprint, hashed right away, which is used to recognize the card and cannot be used to pay.

Can a customer earn points twice for the same purchase?

No. If you scan their card after a payment that has already been credited, Cartia tells you and adds nothing. If the payment is refunded at SumUp, the matching points are removed.

How much does the SumUp connection cost?

It is part of the Pro and Business plans. It is opened on request: write to us to set it up.

Cartia

Your customers pay. Cartia takes care of the points.

Create your card for free, then request the SumUp connection when you move to Pro or Business.

Create my card

Free up to 50 customers, no credit card.